Whether you’re commuting to Greenville, driving around Simpsonville, or just navigating local roads, having the right auto insurance in Piedmont, SC is essential for your protection—and for staying compliant with state laws. Here’s a helpful breakdown of what drivers in Piedmont should know.
South Carolina’s Minimum Auto Insurance Requirements
South Carolina law mandates drivers to carry liability and uninsured motorist coverage with these minimum limits:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage per accident
- Uninsured motorist coverage at the same minimum levels is also required Department of Insurance, SC+1.
While underinsured motorist coverage is offered by insurers, it’s optional—not mandatory in South Carolina Department of Insurance, SC+1.
Why This Matters for You in Piedmont
Following these requirements isn’t just about legality—it’s about safeguarding you and your family:
- Liability coverage protects others if you’re found at fault in an accident.
- Uninsured motorist coverage protects you if you’re hit by someone without insurance—or involved in a hit-and-run.
- Underinsured coverage (if purchased) adds an extra safety net when the at-fault driver’s coverage falls short.
Tips for Choosing the Right Coverage
- Confirm you meet SC’s minimums ($25/50/25 liability + uninsured motorist).
- Consider adding underinsured motorist coverage—especially if you want added protection.
- Review optional coverages like collision, comprehensive, or gap protection if applicable.
- Compare quotes and discounts—many agents offer savings for good drivers, bundling, or safety features.
Why Insuring with Upstate’s Choice Makes Sense
At Upstate’s Choice Insurance, we understand the unique needs of Piedmont drivers. Not only can we help you meet South Carolina’s legal requirements, but we’ll tailor policies to your budget and lifestyle—including:
- Clear guidance through South Carolina’s minimum coverage rules.
- Help selecting meaningful optional coverages for added peace of mind.
- Competitive rates and discount opportunities tailored to your needs.
Call to Action
Don’t wait until the unexpected happens. Let Upstate’s Choice Insurance help you get the right auto insurance for Piedmont, SC—fast, easy, and affordable. Get your quote today by calling 864-845-7500, or visit www.upstateschoice.com.