When it comes to protecting your biggest assets—your car and your home—insurance is non-negotiable. But did you know that insuring them together could save you hundreds of dollars each year? At Upstate’s Choice Insurance, we help families across Greenville, Simpsonville, and the Upstate region unlock extra savings by bundling their auto and home policies.
Here’s how it works—and why bundling might be the smartest move for your wallet.
What Does “Bundling Insurance” Mean?
Bundling simply means purchasing more than one type of insurance policy (for example, auto and homeowners insurance) from the same insurance company. Instead of keeping your policies separate, you package them together under one carrier—and in return, the company gives you a discount.
How Much Can You Save by Bundling?
While savings vary depending on your insurance company, driving record, and home value, most families save up to 25% by bundling their auto and home insurance.
Here’s a quick example:
- Auto insurance policy: $1,200 per year
- Home insurance policy: $1,000 per year
- Total separate cost: $2,200 per year
With a 20% bundling discount, you could save $440 a year—keeping that money in your pocket while still staying protected.
Beyond Savings: Other Benefits of Bundling
1. One Agent, One Bill
Managing two or more insurance policies can feel overwhelming. Bundling means you’ll have one point of contact, one renewal date, and often a single bill, making your coverage easier to track and manage.
2. Better Coverage Options
Insurance companies often reward bundled clients with access to expanded coverage options, higher liability limits, or endorsements that may not be available with standalone policies.
3. Added Discounts
Some insurers offer multi-policy loyalty perks, safe driver savings, or even reduced deductibles if you ever need to file a claim that affects both your home and car at once (like a storm that damages your roof and your parked vehicle).
4. Long-Term Stability
Bundling helps build a stronger relationship with your insurance provider, which can be especially useful if your needs change, you add new drivers, or you purchase a second property.
Is Bundling Always the Best Option?
Most of the time, yes—but not always. Because Upstate’s Choice Insurance is an independent agency, we compare multiple carriers to see whether bundling actually gives you the best deal. In some cases, keeping policies with two different insurers may save you more. Our job is to crunch the numbers and find the right balance between cost and coverage for your unique situation.
Why Bundle with Upstate’s Choice Insurance?
- We work with multiple top-rated carriers—not just one.
- We tailor coverage to fit both your auto and home needs.
- We shop the market for you to ensure you’re getting maximum savings.
- You’ll have a local team in Greenville ready to answer questions anytime.
Start Saving Today
If you’re looking for ways to reduce your insurance costs without sacrificing protection, bundling your auto and home policies is a smart place to start.
👉 Call Upstate’s Choice Insurance today or request a free quote online to see how much you can save by bundling auto and home insurance in South Carolina, North Carolina, or Georgia.