If you’ve been told you need an SR22 in Greenville, South Carolina, Upstate’s Choice Insurance can help — fast.

We specialize in SR22 insurance in Greenville SC, including Non-Owner SR22 policies for drivers who don’t own a vehicle but still need to reinstate their license.

✔ SR22 filed electronically with the state
✔ Non-Owner SR22 available
✔ Affordable rates
✔ Local agents who understand South Carolina requirements

Whether your SR22 requirement is due to a DUI, driving without insurance, or license suspension, we can help you get back on the road legally — often in as little as 10 minutes.

👉 Start your SR22 quote now:
https://www.upstateschoice.com/get-a-quote/non-owners-sr22-insurance/

Proudly serving Greenville, Simpsonville, Mauldin, and all of Upstate South Carolina.

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If you need General Liability Insurance quickly, waiting days for paperwork can delay projects and cost you business. The good news? You can now quote and bind General Liability insurance online today — fast, simple, and secure.

At Upstate’s Choice Insurance, we make it easy for contractors, small business owners, and service professionals to get coverage without the hassle.

👉 Start your General Liability quote online here:
Get a Quote

What Is General Liability Insurance?

General Liability Insurance protects your business from common risks such as:

• Bodily injury claims
• Property damage claims
• Legal defense costs
• Advertising and personal injury claims

Many clients and job sites require proof of General Liability before you can begin work. Having coverage in place protects your business financially and builds credibility.

If you need coverage fast, you can
👉 get a General Liability quote instantly here:
Get a Quote

Why Quote and Bind Online?

Traditional insurance processes can take days. With online quoting and binding, you can:

✔ Get an instant General Liability quote
✔ Select coverage limits that fit your business
✔ Review pricing immediately
✔ Bind your policy the same day
✔ Receive proof of insurance quickly

This is ideal for contractors who need a certificate of insurance before starting a project.

👉 Quote and bind your policy online now:
Get a Quote

Who Can Benefit From Online General Liability?

Online binding works especially well for:

• Contractors and subcontractors
• Handymen and trades
• Service professionals
• Small business owners
• One-person operations

If your business operations are straightforward, online coverage is often the fastest solution.

How the Process Works

Getting covered is simple:

1. Click the online quote link.
2. Enter basic details about your business.
3. Review available coverage options and pricing.
4. Choose your limits and bind coverage.
5. Receive confirmation and proof of insurance.

👉 Start your General Liability quote here:

Get a Quote

Most policies can be issued the same day.

Why Work With Upstate’s Choice Insurance?

Even with the convenience of online binding, you still benefit from working with Upstate’s Choice Insurance.

That means:

• Access to competitive pricing
• Guidance if you have coverage questions
• Local service when you need support
• Multi-state licensing in SC, NC, and GA

You get speed and convenience — backed by real support.

Get Covered Today

If you’ve been asked for proof of insurance or want to protect your business from liability claims, don’t wait.

👉 Quote and bind your General Liability Insurance online today:

Get a Quote

📞 864-845-7500

Fast. Simple. Secure.

What Is SR22 Insurance?

Despite its name, SR22 is not an insurance policy. Instead, it’s a form your insurance company files with the South Carolina DMV proving you have the required minimum liability coverage. It’s sometimes called a “certificate of financial responsibility.”

Why Might You Need an SR22 in Greenville, SC?

The state may require an SR22 if you’ve:

• Had a DUI or DWI conviction
• Been caught driving without insurance
• Collected multiple traffic violations in a short period
• Had your license suspended or revoked

The SR22 proves you’re insured and helps you get your driving privileges reinstated.

How Long Do You Need SR22 Insurance?

In South Carolina, most drivers are required to maintain SR22 filing for three years. If your policy lapses or is canceled, your insurer must notify the DMV, which could result in your license being suspended again.

How Much Does SR22 Insurance Cost in Greenville?

The SR22 filing fee itself is usually small—around $25. However, because it’s tied to higher-risk driving records, the insurance premiums may be higher than standard coverage. The good news? As an independent agency, Upstate’s Choice Insurance can shop rates across multiple carriers to find you the most affordable option.

How to Get SR22 Insurance in Greenville, SC

1. Contact an insurance agent (like us!) who offers SR22 filings.
2. Purchase an auto insurance policy (or a non-owners policy if you don’t own a vehicle).
3. Your insurer files the SR22 form electronically with the DMV.
4. Once filed, you’ll be back on track toward license reinstatement.

Why Choose Upstate’s Choice Insurance?

At Upstate’s Choice Insurance, we specialize in helping Greenville drivers with SR22 requirements. We’ll:

• Shop multiple companies to find the best rates
• Explain the process step by step
• Ensure your SR22 filing is submitted quickly and correctly

Get SR22 Insurance in Greenville Today

If you need SR22 insurance in Greenville, SC, don’t wait—contact Upstate’s Choice Insurance. Our team is here to make the process fast, affordable, and stress-free.

📞 Call us today for a free quote and let us help you get back on the road with confidence.

What is SR22 Insurance?

An SR22 isn’t actually insurance—it’s a certificate your insurance company files with the DMV to prove you carry the state’s required liability coverage. South Carolina may require an SR22 after certain driving violations, including:

• DUI or DWI convictions
• Driving without insurance
• Multiple traffic violations
• License suspension or revocation

Without the proper filing, you could lose your driving privileges.

How SR22 Insurance Works

When you purchase an auto policy with SR22, your insurance company files the form directly with the DMV. This filing proves you’re financially responsible and meet the state’s insurance requirements.

⚠️ Important: If your policy lapses, your insurance company must notify the DMV—which may result in your license being suspended again.

Why Choose Upstate’s Choice Insurance?

At Upstate’s Choice, we understand that needing an SR22 can be stressful. That’s why we make the process simple, fast, and affordable. As an independent agency, we shop multiple carriers to find the best policy for your situation.

With us, you’ll get:
✅ Fast SR22 filings with the South Carolina DMV
✅ Affordable rates, even with past violations
✅ Coverage for both owners and non-owners policies
✅ Local agents serving SC, NC, & GA

Get Back on the Road Today

Don’t let an SR22 requirement hold you back. The right insurance partner makes all the difference.

📞 Call Upstate’s Choice Insurance today or visit www.upstateschoice.com to get a free quote and learn more about SR22 Insurance in South Carolina.

Why Auto Insurance Matters in Simpsonville

Car insurance isn’t just about meeting South Carolina’s legal requirements—it’s about protecting yourself, your family, and your finances. Accidents happen, and without the right policy in place, you could be left paying out of pocket for damages, injuries, or even lawsuits.

With Upstate’s Choice Insurance, we’ll help you find coverage that fits your unique situation, whether you’re looking for:

• Liability Insurance – to meet state minimum requirements
• Comprehensive & Collision – for protection against accidents, theft, or weather damage
• Uninsured/Underinsured Motorist – to stay covered even if the other driver isn’t
• SR22 Insurance – including Non-Owners SR22 filings if needed

Why Choose Upstate’s Choice Insurance?

As a local, independent insurance agency, we’re proud to serve drivers across Simpsonville, Greenville County, and the Upstate of South Carolina. Instead of working for just one company, we compare multiple carriers to make sure you get the best possible rates and coverage.

✅ Affordable auto insurance options
✅ Local, friendly service you can count on
✅ Coverage tailored to Simpsonville drivers
✅ Licensed in South Carolina, North Carolina & Georgia

Get a Free Auto Insurance Quote Today

At Upstate’s Choice Insurance, we make it easy to find the protection you need. Whether you’re a new driver, have a perfect record, or need help after a few bumps in the road, our team is here to help.

📞 Call us today or visit www.upstateschoice.com to get a free quote for auto insurance in Simpsonville, SC and start saving on your coverage.

1. Local Expertise You Can Trust

Serving South Carolina, Georgia, and North Carolina since 2012, Upstate’s Choice Insurance has deep roots in the Greenville area and beyond Upstates Choice Insurance+1. Located conveniently in Simpsonville, on SE Main Street, they bring local knowledge and a personalized approach that big-box insurers simply can’t match. MapQuestProgressive Agent.

2. Independent Agency with Best-Rate Access

As an independent insurance agency, Upstate’s Choice isn’t tied to a single provider—they work for you. This means they can shop among multiple carriers to deliver the most competitive coverage and pricing tailored to your exact needs Upstates Choice InsuranceProgressive Agent.

3. Fast, Convenient Digital Experience

Need a quote now? Their website offers easy online quotes, and their services include electronic signatures and streamlined communication—making securing your auto insurance as quick and stress-free as possible Upstates Choice Insurance.

4. A Full Menu of Insurance Services

Beyond auto insurance, Upstate’s Choice handles:

• SR-22 / Non-Owner insurance
• Homeowners and Renters insurance
• Motorcycle and Commercial auto insurance
• General Liability and Workers Compensation

You’re covered—no matter your situation Upstates Choice Insurance+1.

5. Focus on Customer-First Service

Their promise is more than words. Upstate’s Choice emphasizes:

• Competitive rates, finding you the best deals
• Personalized coverage, crafted around your needs
• Excellent customer support, predictable and responsive
• Convenient service models, making insurance easy and rewarding Upstates Choice Insurance

6. Ideal for Greenville Drivers

Located at 309 SE Main St Ste 206 in Simpsonville, Upstate’s Choice is accessible and dedicated to supporting Greenville-area residents with top-tier auto insurance solutions MapQuestUpstates Choice Insurance.

Ready to Get Started?

If you’re located in Greenville—or anywhere in the Upstate region—Upstate’s Choice Insurance is your trusted partner for affordable, convenient, and reliable auto insurance. Whether you’re comparing rates, bundling policies, or securing coverage after a major life change, they make it simple.

Visit UpstatesChoice.com to get a free quote today or reach out directly at (864) 845-7500. Your best auto insurance starts here.

Safely Sharing the Road with School Buses

Did you know that school buses are far safer than the other vehicles on the road? The government sets all kinds of regulations about what kind of vehicle can be used to transport school students, how that vehicle is built, how many people can ride on the bus, and where they should be sitting. And it is a good thing these regulations are set – the result is that there are relatively few student fatalities each year.

However, collisions involving school buses and students still occur, and sometimes those crashes have ended in death. Most of those killed weren’t the ones on the bus – they were walking, riding in other vehicles, or on bicycles.

As a driver, you can do a lot to contribute to the safety of others. How can you safely share the road with school buses? Here are three useful tips.

1. Understand the lights

When a school bus stops and begins to flash its lights that means it is time for you to take action!

– Yellow flashing lights – drivers should slow down in order to stop their vehicle in time.

– Red flashing lights – this warns you that the bus has stopped and that children are either getting onto the bus or getting off or that they are preparing to do so.

2. Know how to react

When the bus has red flashing lights, you must:

– Stop if traveling behind the bus.

– Stop if your vehicle is alongside a bus.

– Stop if you approach an intersection where a school bus has flashing lights.

– Keep your distance. Although children are instructed to never walk behind a school bus, drivers should be cautious about how close they stop to the bus. Many states have strict regulations on how far you must stop from a bus that has flashing red lights and the stop arm extended. Drivers must also wait until the children are in a safe location, either on the bus or on the side of the road. Do not move until the bus driver has turned off the flashing lights, the extended stop arm is withdrawn, and the bus has started moving.

It is illegal in all 50 states to pass a school bus that has stopped to pick up or drop off children.

Are there times when you do not need to stop? If the school bus is on the other side of the road and between you and the school bus there is a physical barrier such as trees, shrubs, median barriers, or guide rails, you may not need to stop – check the laws in your state.

3. Keep alert and take it seriously

Every year, thousands of drivers get tickets for illegally passing school buses. In addition to having put children at risk, such drivers may receive fines amounting to hundreds of dollars, get points on their driving record, and get their license suspended.

Know the difference!

A tornado WATCH means tornadoes are possible in and near your area. Be ready to act fast!

A tornado WARNING means Take Action! A tornado is near. There is danger. Move to safe location right away.

What Should You Do Before a Tornado?

Find Shelter Locations from High Winds in the Places Where You Spend a Lot of Time

• Find a safe room built to withstand high winds. The next best protection is a small room with no windows on the lowest level of a sturdy building.
• Mobile, manufactured, trailer homes and recreational vehicles (RVs) are not safe in high wind events. Plan ahead by finding a sturdy building to shelter in before a tornado watch or warning.

Practice Tornado Drills

• With your entire household, practice moving quickly to the safe locations that you identified.
• Create a personal support team of people you may assist and who can assist you.
• If you live in a mobile home, practice going to a safe place.

Plan to Stay Connected

• Sign up for free emergency alerts from your local government.
• Plan to monitor local weather and news.
• Have a backup battery or a way to charge your cell phone.
• In case of a power outage, have a battery-powered radio.
• Know the difference:
  • Tornado Watch: Be Prepared! Tornadoes are possible in and near the watch area. Be ready to act fast!
  • Tornado Warning: Take Action! A tornado is near. There is danger. Move to safe location right away.
• You may not always receive a tornado warning. Know the signs of a tornado. Take shelter if you feel you are in danger.

Gather Emergency Supplies

• Gather food, water, and medicine.  Stores and pharmacies might be closed. Organize supplies into a Go-Kit and a Stay-at-Home-Kit:
  • Go-Kit: at least 3 days of supplies that you can carry with you. Include batteries and chargers for your devices (cell phone, CPAP, wheelchair, etc.)
  • Stay-at-Home Kit: at least 2 weeks of supplies. 
• Have a 1-month supply of medication in a child-proof container, and other needed medical supplies or equipment. 
• Keep personal, financial, and medical records safe and easy to access (hard copies or securely backed up). Consider keeping a list of your medications and dosages on a small card to carry with you.

Learn Emergency Skills

• Learn First Aid and CPR to help others. 
• Be ready to live without power. Utilities may be offline. Be ready to live without power, gas, and water. Plan for your electrical needs, including cell phones and medical equipment. Talk to your doctor. Plan for backup power.

Do outdoor chores early in the morning.

If you must do things like cut the grass or other outdoor work, start early in the morning when temperatures are low. We recommended getting up as soon as it’s bright enough for you to see what you’re doing. Depending on where you live, this can be as early as 5:00 or 6:00 a.m.

Dress appropriately.

Sometimes you won’t be able to make a fashion statement with summer outfits, and that’s okay! The focus is to keep you cool during the summer heat, so the lighter the clothes are the better. If you have a pair of old jeans you’ve been thinking about tossing, consider cutting them into shorts instead!

Go swimming.

This wouldn’t be a complete list if we didn’t include this one. Swimming has been a favorite summer activity for many people for centuries, and for good reason. Wanna stay cool? Take a dip in the pool! If you don’t have a private pool accessible to you, check public pools available in your area, or head to a beach or lake if you live near one.

Limit stove and oven use.

If you need to use your oven or stove on a hot day, try to be as quick and efficient as possible. We recommend prepping your food before you turn the stove on so you can start cooking as soon as it’s fully heated up.

Start your car early before getting in.

We know how long it can take for cars to cool off during extreme heat. If you have the ability to auto-start your car so that the AC is running before you get in, we recommend doing so. If you do this, always make sure your doors are locked.

Stay in air-conditioned buildings.

Let’s face it, there’s nothing like relaxing in some air conditioning (AC) on a hot summer day. If you don’t have AC in your home, consider spending time in public indoor places such as malls, museums or restaurants where you can enjoy their services and cool off at the same time.

Stay hydrated.

This is one of the most important tips on this list. If you’re going to be in the heat for long periods at a time, you need to be hydrated. Some studies recommend drinking eight cups of water a day, but it may be best to do some research on what best for your height and weight. Did you know cold water can lower your body temperature? If you’re not staying hydrated, staying cool in the heat may be difficult and you could find yourself in a dangerous situation.

Take cool showers.

If the heat has already gotten to you and you need a fast way to cool down, a cool shower can help. Get the water as cool as you can stand it and hop in. This will keep your body temperature down and feel very refreshing.

Use fans around the house.

If you don’t have air conditioning, or if the air conditioning isn’t working fast enough, fans are a great alternative. There are many different types of fans to choose from at different price points.

Now that you know how to stay cool in the heat, you can keep your pets cool too!

In this article:

• Buy an investment property
• Budget for unexpected costs
• Understand landlord tenant laws
• Purchase landlord insurance
• Get your property move-in ready
• Determine how much rent to charge
• Market the rental property
• Screen prospective tenants
• Sign tenants to a lease agreement
• Maintain the property
• Stay organized
• Decide if you want to hire a property manager

Whether you’re considering renting out a home you currently own or purchasing an investment property, becoming a landlord requires time, money and a thorough understanding of laws and best practices. This landlord guide provides tips and advice on how to become a landlord, so you know what to expect before you start managing tenants and property.

Note: This guide is for informational purposes only. Zillow Group, Inc. does not make any guarantees about the sufficiency of the information in or linked to from this guide, or that it’s compliant with current, applicable or local laws. Landlord-tenant laws change rapidly and may be regulated at the federal, state and local levels. This resource is not a substitute for the advice or service of an attorney; you should not rely on this resource for any purpose without consulting with a licensed attorney in your jurisdiction.

Here are the 12 steps to becoming a landlord:

1. Buy an investment property

Before purchasing an investment property or renting out one you already own, make sure it has the potential to produce positive cash flow in current market conditions. Here are some things to look for in an ideal rental property:

• It’s within your financial budget.
• It’s in good condition (no major repairs are needed).
• It offers a potentially high return on investment.

If you’ve found multiple properties that make for an attractive investment, here are some factors to help you choose one:

• The property is close to your home.
• The property is in a walkable neighborhood — according to the Zillow Group Consumer Housing Trends Report 2019, 56% of renters find this important.
• The neighborhood feels safe (77% of renters find this important).
• The property offers an easy commute to the city’s center (57% of renters find an easy commute to work or school important).

Many landlords own single-family homes, condos and multi-unit buildings. The type of property you end up purchasing will determine the amount you’ll have to finance, budget for repairs and — most importantly — the profit you’ll make. However, the larger the property, the more labor-intensive it may be, and the more it may cost to make repairs.

2. Budget for unexpected costs

Decide how much you want to earn to make the investment property worth your time and effort. Budget out any financial projections for the property, and prepare for surprise expenses and missed rental payments. This is especially important for a first-time landlord who may be using a chunk of their life savings to purchase an investment property.

Common expenses for a rental property:

• Landlord insurance for accidents, sudden loss and liability
• Maintenance and repair costs
• Rental licensing, mandatory inspections and annual registration fees
• Property and rental income tax

Expenses to pay even if your rental sits vacant:

• Mortgage payments
• Utilities
• Property taxes
• Marketing or advertising fees

Additional expenses to budget for:

• Bookkeeping or accounting fees (if you don’t do them yourself)
• Property management fees (if you choose to hire a property manager)
• Legal fees for lease review and in the event of an eviction

3. Understand landlord-tenant laws

One of the most important steps to become a landlord is understanding landlord-tenant laws. These landlord requirements are set by states, so they vary across the country. Familiarize yourself with your state’s landlord-tenant laws to prevent unnecessary litigation or extra paperwork.

4. Purchase landlord insurance

Landlord insurance will protect your property from accidents and sudden loss and protect you and your financial assets in the event of a liability claim. If you’re a first-time landlord, check with your insurance agency to see what type of coverage you need — it will likely be different than the coverage required if you lived on the property. Landlord insurance typically covers:

• Your property’s structure
• Legal costs associated with your property
• Medical expenses associated with your property
• Loss of rental income if repairs are needed

One important thing to note is that a landlord is typically not responsible for a tenant’s belongings — so always encourage your tenants to purchase renters insurance.

5. Get your property move-in ready

Your rental needs to be livable— at the very least — but in good condition ideally. Make sure you fix any known issues and install any upgrades that make the rental more attractive and comfortable to renters. Here are some tips to prepare your rental property:

Clean the property. Vacuum or sweep the floors and wipe down all floorboards, walls, counters and cabinets. Eliminate any bad odors, and landscape the yard if it’s in rough condition.

Ensure the property is up to code. Test smoke and carbon monoxide detectors and have the electrical system professionally checked. Make sure all doors, windows and gates function and latch properly.

Make any needed repairs. Fix any broken fixtures, railings, stairs, holes or water leaks. You’ll also want to make sure all appliances are working, and replace any damaged or worn flooring.

6. Determine how much rent to charge

It’s important to charge a reasonable amount of rent. Set the rent too low and you’ll miss out on potential profit, but too high and you won’t attract renters. Fortunately, figuring out how much rent to charge isn’t too hard. Get started by checking the cost of similar rentals in your area then factor in utilities and budget for repairs. Make sure to stay on top of changing market conditions, and work with a legal professional to be sure you give the appropriate amount of notice for any rent increases.

Did you know that 58% of renters say they want to pay their rent online, but only 36% are given that option? Aside from being a preferred option by renters, online rent collection makes it easy to keep track of your rental income — and you can even set up automatic payments.

7. Market the rental property

One of the steps to becoming a landlord is listing and marketing the property. You’re responsible for filling vacancies by posting ads, hosting open houses and using other methods to attract renters. However, since most rental property marketing can be done online, this step is easier than you might think.

Advertise the property for rent

With Zillow Rental Manager, you can create one property listing that gets posted across Zillow, Trulia and HotPads. All you need to do is:

• Take high-quality photos of the interior and exterior.
• Write a rental ad that highlights policies, features and upgrades.

Host a rental open house

In addition to online listings, you may choose to host an open house for prospective renters. If you do, it’s a good idea to:

Stage the property. This lets potential tenants picture themselves living there and gives them an idea of how much furniture can fit in each room.

Have rental applications handy. Set up a tablet with internet access in the living room or kitchen so interested renters can complete an application.

Hand out flyers. Give potential tenants something to take with them — include a couple photos and features of the property, along with instructions on how to apply.

8. Screen prospective tenants

The screening process is where you determine if a renter will be a reliable tenant. You’ll collect rental applications and run credit and background checks on each prospective tenant over the age of 18. As a landlord, you must comply with all applicable fair housing laws throughout this process.

Considering many renters live with others, you should be prepared to review and screen multiple tenants for your property. Rental applications provide you with a renter’s background and history, including:

• Personal information like their name, phone number and email address
• Household information like additional occupants and pets
• Current and previous residences
• Employment and income
• Prior evictions or bankruptcies

If an applicant meets your basic requirements, you can proceed to run a background and credit check to verify the information in a prospective tenant’s application.

9. Sign tenants to a lease agreement

The lease agreement sets rules and expectations for both the tenant and the landlord. It’s important to ensure your lease complies with all applicable laws. Here’s our recommended process for finalizing lease agreements:

• Customize your lease.
• Run the lease by a legal professional.
• Review the lease with your tenant.
• Have you and your tenant sign and date the lease.
• Provide your tenant with a copy of the lease, and store your copy securely.

You can use a tool like Zillow Rental Manager to build a custom lease online, or you can hire a property manager to handle the lease agreement. Either way, there are standard policies and terms that all leases should have.

10. Maintain the property

Maintaining the property not only keeps your tenants happy, but it ensures you’ll be able to keep renting to future tenants without having to do major upgrades or repairs. Consider performing these tasks regularly:

• Pest control
• Cleaning gutters
• Servicing HVAC units
• Property walkthroughs
• Confirming and updating your landlord insurance

It’s a good idea to set a portion of your rent aside for maintenance and repair tasks. Many landlords use the 50% rule, where they set aside 50% of their rental income for repairs, maintenance, taxes and insurance. For example, if you charge $1,200 each month for rent, set $600 of that money aside to cover the above costs. Over the course of a year, you should expect to spend around 1% of the property’s value on maintenance.

11. Stay organized

Managing a rental property is a lot of work — especially for a first-time landlord. It’s one thing to figure out how to start renting property and another to stay organized and turn a profit. Here are some tips:

• Document all communication with tenants, maintenance people, and anyone else who uses or works on the property.
• Securely store all rental applications, lease agreements, repair bills and insurance documents.
• Create receipts for rent payments and security deposits.
• Create a filing system for receipts from advertising costs, tenant reimbursements and utility bills.
• Keep digital and printed copies of all your documents.

If you have a method for organization and stick to it, you’ll find it easier to list deductions and file taxes. You’ll also be able to settle any financial disputes between you and your tenant or contractor.

12. Decide if you want to hire a property manager

If you’re looking to avoid many of the issues that landlords must deal with, you can hire a property manager to handle the entire rental process or just a part of it. 

If you plan on professional management from the start, you can negotiate your property purchases and rents to cover the added cost. It will cost you a percentage of the rent — in many cases 8% to 10% — but it could be well worth it. Plus, it’s a deductible expense.

Read more articles and tips on being a landlord at our Rental Resource Center.