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Does a Motorcycle License Save You Money on Motorcycle Insurance?

Motorcycle insurance is a necessary expense for any rider, but it can be expensive. There are a number of factors that can affect the cost of motorcycle insurance, including your age, driving history, and the type of motorcycle you ride.

One factor that some people may not know about is that having a motorcycle license can actually save you money on motorcycle insurance. This is because insurance companies view riders with a motorcycle license as being more experienced and responsible, and therefore less likely to be involved in an accident.

Of course, having a motorcycle license is not a guarantee that you will get a lower rate on your insurance. But it is one factor that can help you save money.

How much can you save?

The amount of money you can save by having a motorcycle license will vary depending on your age, driving history, and the type of motorcycle you ride. However, in general, you can expect to save around 9 percent on your insurance.

What else can you do to save money on motorcycle insurance?

In addition to having a motorcycle license, there are a number of other things you can do to save money on motorcycle insurance. These include:

  • Taking a motorcycle safety course.
  • Riding a newer motorcycle.
  • Installing safety features on your motorcycle, such as disc brake.
  • Bundling your motorcycle insurance with your auto insurance.


Having a motorcycle license can help you save money on motorcycle insurance. However, it is important to remember that there are other factors that can also affect the cost of your insurance. By taking steps to improve your driving record and reduce your risk of being involved in an accident, you can also save money on your motorcycle insurance.