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Does my homeowners policy cover flood?

The answer is NO! The typical HO-3 policy in South Carolina for homeowners insurance does not cover flood coverage. Flood coverage is a optional policy that you can purchase for usually less than 200 or 300 per year. We recommend for anyone in South Carolina to consider flood coverage for there homeowners insurance regardless of being in a flood plain. If you would like a quote on flood coverage for your home give us a call today for a free quote.