Many business owners confuse general liability insurance with professional liability insurance, but they cover very different risks.

General Liability Insurance

General liability insurance protects businesses from claims involving:

• Bodily injury
• Property damage
• Personal injury
• Advertising injury

Example:
A customer slips and falls inside your business.

Professional Liability Insurance

Professional liability insurance protects businesses from claims involving:

• Professional mistakes
• Errors in services
• Negligence claims

Example:
A consultant provides incorrect advice that causes financial loss for a client.

Do Businesses Need Both?

Some businesses carry both policies to protect against different risks.

Professional services such as consultants, accountants, and designers often carry both types of coverage.

Find the Right Coverage

Upstate’s Choice Insurance helps businesses compare multiple coverage options to find the best protection.

Call 864-845-7500 today for a free insurance quote.