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Ghost Workers’ Compensation Insurance for Small Businesses & Contractors

Did you know you can meet state requirements without paying for unnecessary coverage? At Upstate’s Choice Insurance, we offer Ghost Workers’ Compensation Insurance—the smart, affordable solution for business owners with no employees.

This special type of workers’ comp policy provides a certificate of insurance (COI) so you can:
✅ Qualify for contracts and jobs that require proof of coverage
✅ Stay compliant without covering non-existent employees
✅ Save money compared to a traditional policy
✅ Build trust with contractors and clients

Perfect for sole proprietors, independent contractors, and small business owners, Ghost Workers’ Comp gives you the documentation you need—without the cost of insuring a full workforce.

📍 Serving Simpsonville, Greenville, Piedmont, and the entire Upstate region, plus SC, NC, and GA.
📞 Call 864-845-7500 or visit www.upstateschoice.com today to get your Ghost Workers’ Compensation Insurance quote.