If you’re required to carry a Non-Owner SR-22, you may be wondering how long you must keep it.
The answer depends on your state — and whether you keep your policy active.
Here’s a breakdown for South Carolina, North Carolina, and Georgia.
South Carolina SR-22 Time Requirement
SC drivers typically need to keep an SR-22 for:
✔ 3 years from the date of the suspension
If you cancel your policy early, the DMV is notified immediately — and your license will be suspended again.
North Carolina SR-22 Time Requirement
NC does not use an SR-22 for reinstatement unless it is required for an out-of-state violation.
If required, the time period is usually:
✔ 3 years
This applies only when NC is honoring another state’s requirements.
Georgia SR-22 Time Requirement
Ga requires the SR-22 for:
✔ 3 years following a major violation or license suspension
Just like SC, if it lapses, your suspension period starts over.
What Happens If Your Policy Cancels?
If your Non-Owner SR-22 cancels even one day, your insurance company is required to notify the state.
That leads to:
- License suspension
- Restarted SR-22 time period
- Additional reinstatement fees
Keeping your policy active is critical.
We Handle Your SR-22 Filing for You
Upstate’s Choice Insurance files your SR-22 immediately with:
- South Carolina DMV
- North Carolina DMV
- Georgia DDS
We also monitor the filing to ensure it stays active.
Get Help Today
Don’t let the SR-22 process overwhelm you.
We make it simple — and affordable.
👉 Call or text us for a fast Non-Owner SR-22 quote today.