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Local Update: Car Insurance in Simpsonville, SC

Shop smart, save more.
In Simpsonville, the average annual cost for full-coverage car insurance is around $1,687, with minimum-coverage policies averaging about $625 statewide.

What can affect your rates?

  • Pick the right insurer: Some of the most affordable providers here include Progressive, Liberty Mutual, and National General.
  • Get the local edge: Bundling policies like auto + homeowners often unlocks even more savings.

Important legal updates:
South Carolina may soon double the minimum liability coverage requirements—from $25,000/$50,000 to $50,000/$100,000. This change, if passed, would take effect two years after the law becomes official, giving everyone time to adjust.


Why It Matters

  • Savings Locally: Quarterly shopping can ensure you’re getting the most competitive rates available in Simpsonville.
  • Stay Ahead of the Law: Being aware of pending legislative changes helps you avoid surprises at renewal time.
  • Smart Planning, Better Coverage: Like many Simpsonville residents, you might benefit from bundling or working with an independent agency to keep costs low and coverage strong.

Need a personalized quote in Simpsonville? Upstate’s Choice Insurance compares top carriers, customizes your coverage, and ensures you’re ready for what’s next—call us today!