Many people use the terms mobile home and manufactured home interchangeably, but they are technically different.

A mobile home typically refers to homes built before 1976, while manufactured homes are built after federal housing standards were established.

Despite the difference in terminology, insurance policies for both types of homes are very similar.

Coverage often includes:

• Dwelling protection
• Personal property coverage
• Liability protection
• Additional living expenses

Insurance companies may evaluate the age, condition, and location of the home when determining eligibility and rates.

Understanding the difference between mobile and manufactured homes helps ensure you purchase the right policy.