Not every driver in Simpsonville owns a car—but that doesn’t mean insurance isn’t necessary. If you rent cars often, borrow a vehicle from friends or family, or need to meet state requirements with an SR-22 filing, non-owner car insurance can give you the protection you need.
What is Non-Owner Car Insurance?
Non-owner insurance is a liability policy that follows you as a driver, not a specific car. It provides coverage if you cause an accident while driving a car you don’t own. This makes it a smart option for Simpsonville residents who want affordable coverage without the cost of a full car insurance policy.
Who Needs Non-Owner Insurance in Simpsonville?
You may benefit from a non-owner policy if you:
- Rent cars frequently around the Greenville and Simpsonville area
- Borrow cars from friends or family for errands or commuting
- Need an SR-22 filing in South Carolina to reinstate your license
- Want continuous insurance coverage to avoid higher premiums later
What Does It Cover?
Non-owner car insurance generally includes:
- Bodily Injury Liability – Pays medical costs if you injure someone in an accident.
- Property Damage Liability – Pays for damage you cause to another car or property.
It usually does not cover the vehicle you’re driving, or include collision and comprehensive coverage.
Why Choose Upstate’s Choice Insurance?
At Upstate’s Choice Insurance, we’re local to the Upstate area and know the needs of Simpsonville drivers. Our independent agency works with multiple insurance carriers, which means we can shop around and find the best non-owner policy for your situation—whether you simply want coverage for occasional driving or need a non-owner SR-22 filing.
✅ Local Simpsonville & Upstate SC experts
✅ Affordable coverage options
✅ Quick SR-22 filing when needed
Get a Free Quote Today
If you live in Simpsonville, SC and don’t own a car but still need insurance, we can help. Call 864-845-7500 or visit www.upstateschoice.com to get your free non-owner car insurance quote today.