Why You Might Need Non-Owner SR22 Insurance

If you’ve been convicted of a serious driving infraction, such as a DUI, your driver’s license may be suspended. In order to get your license reinstated, you may be required to file an SR-22 form with your state’s Department of Motor Vehicles (DMV). An SR-22 form is a certificate of financial responsibility that proves you have the minimum amount of liability insurance required by your state.

If you don’t own a car, you may be wondering why you need to file an SR-22 form. After all, you’re not driving a vehicle, so why do you need insurance?

The reason is that your state wants to make sure that you have some financial protection in place in case you do get behind the wheel and cause an accident. Even if you don’t own a car, you could still be held liable for damages if you’re driving someone else’s car or if you’re borrowing a car.

That’s where non-owner SR22 insurance comes in. Non-owner SR22 insurance is a type of car insurance that’s designed for people who don’t own a car but who need to file an SR-22 form. This type of insurance provides the minimum amount of liability coverage required by your state, which will satisfy the SR-22 filing requirement.

Non-owner SR22 insurance is typically more expensive than regular car insurance, but it’s a relatively inexpensive way to get your driver’s license reinstated. The cost of non-owner SR22 insurance will vary depending on your state and your driving record, but you can expect to pay anywhere from $50 to $100 per month.

If you’ve been convicted of a serious driving infraction and you’re facing the prospect of having your driver’s license suspended, don’t hesitate to talk to your insurance agent about non-owner SR22 insurance. This type of insurance can help you get your license reinstated and get back on the road.

Here are some of the reasons why you might need non-owner SR22 insurance:

• You’ve been convicted of a DUI or other major driving infraction.
• Your driver’s license has been suspended or revoked.
• You’re on probation for a driving-related offense.
• You’re required to file an SR-22 form by your state’s DMV.

If you’re in any of these situations, you may need to purchase non-owner SR22 insurance. This type of insurance will provide the minimum amount of liability coverage required by your state, which will satisfy the SR-22 filing requirement.

Here are some of the benefits of non-owner SR22 insurance:

• It can help you get your driver’s license reinstated.
• It can protect you from financial liability in the event of an accident.
• It can make it easier to get car insurance in the future.

If you’re considering purchasing non-owner SR22 insurance, be sure to shop around and compare quotes from different insurance companies. You can also contact your state’s DMV to find out more about the requirements for non-owner SR22 insurance in your state.