At Upstate’s Choice Insurance, we offer a full range of personal and commercial insurance solutions designed to protect what matters most — without overpaying. As an independent agency, we shop multiple insurance companies to find the right coverage at the best price for each client.
Auto Insurance
Whether you’re a daily commuter or occasional driver, we help you find affordable auto insurance with coverage that fits your needs.
We offer:
Standard auto insurance
Cheap car insurance options
High-risk auto insurance
SR-22 insurance
Non-owner auto insurance
We compare rates from multiple carriers so you don’t have to.
Homeowners Insurance
Your home is one of your biggest investments. We help homeowners secure reliable and affordable home insurance that protects both their property and budget.
Coverage options include:
Dwelling protection
Fire & storm damage
Theft & vandalism
Liability coverage
Personal property protection
Perfect for homeowners, new buyers, and those looking to lower their premiums.
Commercial Auto Insurance
If your business uses vehicles, personal auto insurance isn’t enough. We offer commercial auto insurance for businesses of all sizes.
Ideal for:
Contractors & trades
Landscapers & service businesses
Delivery & courier vehicles
Business-owned cars, vans, and trucks
We make sure your coverage meets state and contract requirements.
General Liability Insurance
General liability insurance helps protect your business from lawsuits, property damage claims, and bodily injury claims.
Commonly required for:
Contractors
Small businesses
Landlords
Service professionals
This coverage is often required before you can start work or sign contracts.
Ghost Workers’ Compensation
If you’re a contractor or sole proprietor with no employees, you may still be required to carry workers’ compensation. Ghost workers’ comp provides coverage without payroll.
Great for:
Independent contractors
1099 workers
Paper contractors
Sole proprietors
It helps meet job site and contract requirements without unnecessary costs.
Builder’s Risk Insurance
Builder’s risk insurance protects structures and materials during construction or renovation.
Coverage can include:
Fire & weather damage
Theft & vandalism
Materials on-site or in transit
Structures under construction
Ideal for builders, remodelers, and property owners.
Liquor Liability Insurance
If your business serves alcohol, liquor liability insurance is essential.
Designed for:
Bars & taverns
Restaurants
Event venues
Breweries
This coverage helps protect your business from alcohol-related claims and lawsuits.
Why Choose Upstate’s Choice Insurance?
✔️ Independent agency — we work for you, not one carrier
✔️ Multiple insurance company options
✔️ Competitive rates
✔️ Fast quotes & easy process
✔️ Local service with real people
Get a Free Insurance Quote Today
Whether you need personal or business insurance, we’re here to help.
👉 Request a free quote today
🌐 www.upstateschoice.com
📞 864-845-7500