If you’ve been told you need SR-22 auto insurance in South Carolina, you probably have questions—and you’re not alone. At Upstate’s Choice Insurance, we specialize in helping drivers throughout Greenville, Simpsonville, and the entire Upstate get the coverage they need quickly and affordably.
What Is SR-22 Auto Insurance?
An SR-22 isn’t actually insurance—it’s a form your insurance company files with the South Carolina DMV to prove you have the state’s required auto liability coverage.
You might be required to file an SR-22 after:
- A DUI or DUAC conviction
- Driving without insurance
- License suspension or revocation
- Multiple serious traffic violations
South Carolina SR-22 Auto Insurance Requirements
To comply with state law, you must carry minimum liability limits of:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage
Most drivers must keep SR-22 coverage for three years. Any lapse in coverage will be reported to the DMV and could result in another suspension.
How Much Does SR-22 Auto Insurance Cost?
Because SR-22 is linked to high-risk driving, premiums are usually higher than standard auto insurance. Factors like your driving record, age, and the type of policy (owner or non-owner) will impact your rate.
At Upstate’s Choice Insurance, we shop multiple carriers to find the most competitive rates for your situation.
Why Choose Upstate’s Choice Insurance?
✅ Same-day SR-22 filings with the South Carolina DMV
✅ Owner & Non-Owner SR-22 policies available
✅ Affordable, competitive rates from top carriers
✅ Local service in Simpsonville, proudly serving Greenville & the Upstate
We make the process quick and hassle-free so you can get back on the road with confidence.
Get Your SR-22 Auto Insurance Today
Don’t let an SR-22 requirement keep you from driving legally. The team at Upstate’s Choice Insurance is here to guide you every step of the way.
📍 Visit us at 309 SE Main St., Ste 206, Simpsonville, SC 29681
📞 Call 864-845-7500
🌐 Get a fast, free quote online at www.upstateschoice.com
Upstate’s Choice Insurance—your trusted partner for SR-22 auto insurance in South Carolina.