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SR-22 Insurance in Georgia: What You Need to Know

July 14, 2023 - Posted by: - In category: Non Owner GA, Non Owners Insurance, Non Owners Insurance (SR22), SR22 - No responses

f you’ve been convicted of a serious driving infraction in Georgia, such as a DUI, you may be required to file an SR-22 form with the Georgia Department of Driver Services (DDS). An SR-22 form is a certificate of financial responsibility that proves you have the minimum amount of liability insurance required by the state.

The amount of liability insurance required in Georgia is $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $25,000 property damage liability coverage per accident.

If you’re required to file an SR-22 form, you’ll need to do so through an insurance company that is approved by the DDS. The insurance company will file the form with the DDS and will also send you a copy of the form.

You’ll need to maintain the SR-22 form for a certain period of time, which will vary depending on the reason why you were required to file the form. For example, if you were convicted of a DUI, you’ll need to maintain the SR-22 form for three years.

If you fail to maintain the SR-22 form, your driver’s license will be suspended.

There are a few things to keep in mind about SR-22 insurance in Georgia:

  • You can’t just buy any type of car insurance and file an SR-22 form. The insurance must meet the minimum requirements set by the state.
  • The cost of SR-22 insurance may be higher than regular car insurance.
  • You’ll need to keep the SR-22 form for the entire period of time that you’re required to have it.

If you’re required to file an SR-22 form, be sure to contact your insurance agent to find out more about the requirements and to get a quote for coverage.

Here are some of the reasons why you might need to file an SR-22 form in Georgia:

  • You were convicted of a DUI or other major driving infraction.
  • Your driver’s license has been suspended or revoked.
  • You’re on probation for a driving-related offense.
  • You’re required to file an SR-22 form by your state’s DMV.

If you’re in any of these situations, you may need to file an SR-22 form. This will help you get your driver’s license reinstated and protect you from financial liability in the event of an accident.

I hope this blog post has been helpful. If you have any questions about SR-22 insurance in Georgia, be sure to contact your insurance agent or the Georgia Department of Driver Services.