If you’ve been told you need SR22 insurance in Greenville, SC, you might feel confused or overwhelmed. Don’t worry—you’re not alone. At Upstate’s Choice Insurance, we help drivers across South Carolina navigate the SR22 process every day. Here’s what you need to know.
What Is SR22 Insurance?
Despite its name, SR22 is not an insurance policy. Instead, it’s a form your insurance company files with the South Carolina DMV proving you have the required minimum liability coverage. It’s sometimes called a “certificate of financial responsibility.”
Why Might You Need an SR22 in Greenville, SC?
The state may require an SR22 if you’ve:
- Had a DUI or DWI conviction
- Been caught driving without insurance
- Collected multiple traffic violations in a short period
- Had your license suspended or revoked
The SR22 proves you’re insured and helps you get your driving privileges reinstated.
How Long Do You Need SR22 Insurance?
In South Carolina, most drivers are required to maintain SR22 filing for three years. If your policy lapses or is canceled, your insurer must notify the DMV, which could result in your license being suspended again.
How Much Does SR22 Insurance Cost in Greenville?
The SR22 filing fee itself is usually small—around $25. However, because it’s tied to higher-risk driving records, the insurance premiums may be higher than standard coverage. The good news? As an independent agency, Upstate’s Choice Insurance can shop rates across multiple carriers to find you the most affordable option.
How to Get SR22 Insurance in Greenville, SC
- Contact an insurance agent (like us!) who offers SR22 filings.
- Purchase an auto insurance policy (or a non-owners policy if you don’t own a vehicle).
- Your insurer files the SR22 form electronically with the DMV.
- Once filed, you’ll be back on track toward license reinstatement.
Why Choose Upstate’s Choice Insurance?
At Upstate’s Choice Insurance, we specialize in helping Greenville drivers with SR22 requirements. We’ll:
- Shop multiple companies to find the best rates
- Explain the process step by step
- Ensure your SR22 filing is submitted quickly and correctly
Get SR22 Insurance in Greenville Today
If you need SR22 insurance in Greenville, SC, don’t wait—contact Upstate’s Choice Insurance. Our team is here to make the process fast, affordable, and stress-free.
📞 Call us today for a free quote and let us help you get back on the road with confidence.