SR22 and FR44 are often confused, but they are not the same.
SR22
- Required for general high-risk drivers
- Covers minimum liability requirements
FR44
- Required for more serious offenses (like DUI in some states)
- Requires higher liability limits
Key Differences
| Feature | SR22 | FR44 |
|---|---|---|
| Coverage | Minimum | Higher limits |
| Cost | Lower | Higher |
| States | Most states | VA & FL primarily |
In South Carolina
👉 You will most likely need SR22, not FR44.