If you’ve been convicted of a driving violation in Georgia, you may be required to file an SR22 form with the Georgia Department of Driver Services (DDS). This form proves that you have the minimum liability insurance required by the state.
There are two types of SR22 forms in Georgia: SR22 and SR22A. The main difference between the two is that SR22A is required for drivers who have been convicted of more serious driving violations, such as driving without insurance, DUI, or reckless driving.
What is an SR22 form?
An SR22 form is a certificate of financial responsibility. It shows that you have the minimum liability insurance required by the state. This insurance will cover the other driver’s medical expenses and property damage if you are at fault in an accident.
What is an SR22A form?
An SR22A form is a more stringent form of financial responsibility than an SR22 form. It is required for drivers who have been convicted of more serious driving violations. In addition to the minimum liability insurance, SR22A holders must also pay for their insurance policy up front. This guarantees that they will remain insured for at least 6 months.
Who needs an SR22 or SR22A form?
You may need to file an SR22 or SR22A form if you have been convicted of any of the following driving violations in Georgia:
- Driving without insurance
- Reckless driving
- Suspended license
- Too many points on your driving record
How long do I need to file an SR22 or SR22A form?
The length of time you need to file an SR22 or SR22A form will vary depending on the severity of your driving violation. However, it is typically required for at least 6 months.
How much does an SR22 or SR22A form cost?
The cost of an SR22 or SR22A form will vary depending on your insurance company. However, it is typically around $25-$50 per month.
If you are required to file an SR22 or SR22A form, it is important to do so promptly. Failure to file the form can result in your driver’s license being suspended or revoked.
Here are some additional things to keep in mind about SR22 and SR22A forms in Georgia:
- You can file an SR22 or SR22A form with any insurance company that is licensed to operate in Georgia.
- You must keep your insurance policy in force for the entire time that you are required to file an SR22 or SR22A form.
- If you cancel your insurance policy, you will need to file a new SR22 or SR22A form with another insurance company.
If you have any questions about SR22 or SR22A forms in Georgia, you should contact your insurance company or the Georgia Department of Driver Services.