If you’ve been convicted of a serious traffic violation, such as driving under the influence (DUI) or driving without insurance, you may be required to file an SR-22 form with your state’s Department of Motor Vehicles (DMV). An SR-22 form is proof of financial responsibility, and it shows that you have enough liability insurance to cover any damages you cause in an accident.

If you don’t own a car, you may be wondering if you need to get non-owner SR-22 insurance. The answer is yes, in most cases. Even if you don’t own a car, you can still be held liable for damages if you cause an accident while driving someone else’s car. Non-owner SR-22 insurance will provide you with the liability coverage you need to meet your state’s requirements and keep your driving privileges.

Here are some of the reasons why you should get non-owner SR-22 insurance:

• To reinstate your driver’s license. If your driver’s license has been suspended or revoked, you will need to file an SR-22 form in order to get it reinstated. In most cases, you will need to have non-owner SR-22 insurance for a certain period of time before your license will be reinstated.
• To avoid a lapse in coverage. If you let your auto insurance lapse, your rates will likely go up when you try to get it reinstated. Getting non-owner SR-22 insurance can help you avoid a lapse in coverage, which can save you money in the long run.
• To protect yourself in case of an accident. Even if you don’t own a car, you can still be held liable for damages if you cause an accident while driving someone else’s car. Non-owner SR-22 insurance will provide you with the liability coverage you need to protect yourself in case of an accident.

The cost of non-owner SR-22 insurance varies depending on your state and your driving history. However, it is typically much less expensive than traditional auto insurance. In some cases, you may even be able to get non-owner SR-22 insurance for free through a state-sponsored program.

If you have been convicted of a serious traffic violation and you need to file an SR-22 form, you should consider getting non-owner SR-22 insurance. It is a relatively inexpensive way to protect yourself in case of an accident and to keep your driving privileges.

Here are some tips for getting non-owner SR-22 insurance:

• Shop around and compare rates. The cost of non-owner SR-22 insurance varies from company to company. It is important to shop around and compare rates before you buy a policy.
• Ask about discounts. Many insurance companies offer discounts for things like good driving records and anti-theft devices. Ask your insurance company about any discounts that you may be eligible for.
• Be prepared to provide proof of financial responsibility. In order to get non-owner SR-22 insurance, you will need to provide proof of financial responsibility. This typically includes a copy of your SR-22 form and a copy of your driver’s license.

Getting non-owner SR-22 insurance is a simple way to protect yourself in case of an accident and to keep your driving privileges. If you have been convicted of a serious traffic violation, you should consider getting non-owner SR-22 insurance.