Not everyone who drives owns a vehicle. For drivers who regularly borrow or rent cars, non owner car insurance can provide important liability protection.

What Is Non Owner Insurance?

Non owner car insurance provides liability coverage for drivers who do not own a vehicle but still drive occasionally.

This type of policy can cover:

• Bodily injury liability
• Property damage liability

It generally does not cover damage to the vehicle you are driving.

Who Should Consider Non Owner Insurance?

This policy can be useful for:

• Drivers who frequently borrow vehicles
• Drivers who rent cars regularly
• Drivers required to carry SR22 insurance but do not own a vehicle

Benefits of Non Owner Insurance

Some advantages include:

• Lower cost than traditional car insurance
• Maintaining continuous insurance history
• Meeting state liability requirements

For many drivers, it is one of the most affordable ways to remain insured.