Receiving a DUI conviction can significantly affect your car insurance rates. However, drivers can still obtain coverage and legally drive again.
Why DUI Affects Insurance Rates
Insurance companies consider DUI convictions a serious risk factor. As a result, drivers with DUIs are often placed in a higher risk category.
This typically leads to higher premiums.
SR22 Requirements After DUI
Many drivers convicted of DUI must file an SR22 certificate with the state to prove they carry the required insurance coverage.
This filing confirms financial responsibility.
Tips for Finding DUI Insurance
Drivers with DUI convictions can improve their chances of finding affordable coverage by:
- Comparing multiple insurance companies
- Maintaining continuous insurance coverage
- Avoiding additional violations
Over time, drivers may qualify for lower rates.