If you don’t own a car but have been convicted of a driving offense that requires you to file an SR-22 form, you may be wondering what non-owner SR-22 insurance is and how it works. In this blog post, we will discuss what non-owner SR-22 insurance is, why you might need it, and how to get it.
What is Non-Owner SR-22 Insurance?
Non-owner SR-22 insurance is a type of insurance that provides liability coverage if you are driving someone else’s car and are involved in an accident. It is similar to regular car insurance, but it does not cover damage to your own car. Non-owner SR-22 insurance is required in some states if you have been convicted of a driving offense, such as a DUI or reckless driving.
Why You Might Need Non-Owner SR-22 Insurance
There are a few reasons why you might need non-owner SR-22 insurance. First, if you have been convicted of a driving offense, your state may require you to file an SR-22 form in order to reinstate your driver’s license. Second, if you are a student or a frequent car borrower, non-owner SR-22 insurance can provide you with peace of mind knowing that you are covered if you are ever in an accident while driving someone else’s car.
How to Get Non-Owner SR-22 Insurance
To get non-owner SR-22 insurance, you fill out the above form and one of our agents will contact you. The agent will then issue you a non-owner SR-22 policy.
Conclusion
Non-owner SR-22 insurance can be a valuable asset if you don’t own a car but need to drive someone else’s car on a regular basis. By understanding what non-owner SR-22 insurance is and how it works, you can be sure that you are covered in the event of an accident.