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What Happens If Your SR22 Lapses?

Letting your SR22 insurance lapse can cause serious problems—fast.


Immediate Consequences

If your policy cancels:

  • Your insurance company files an SR26 (cancellation notice)
  • The state is notified immediately
  • Your license can be suspended again

Additional Penalties

  • Reinstatement fees
  • Longer SR22 requirement
  • Higher insurance rates

How to Avoid a Lapse

  • Set up automatic payments
  • Keep your policy active
  • Work with an agent who monitors your coverage

Need Help Avoiding a Lapse?

We help clients stay compliant and avoid costly mistakes.