SR-22 insurance is a form that must be filed with the Georgia Department of Driver Services (DDS) by drivers who have been convicted of certain driving offenses, such as driving under the influence (DUI), driving without insurance, or reckless driving. The SR-22 form proves to the DDS that the driver has met the state’s minimum liability insurance requirements.
Who Needs SR-22 Insurance in Georgia?
The following drivers are required to file an SR-22 form with the DDS:
- Drivers who have been convicted of a DUI
- Drivers who have had their license suspended for driving without insurance
- Drivers who have been convicted of reckless driving
- Drivers who have been involved in a fatal accident
- Drivers who have had their license suspended for other reasons, such as accumulating too many points on their driving record
How Long Do You Need to Carry SR-22 Insurance in Georgia?
The length of time that you need to carry SR-22 insurance in Georgia depends on the reason why you were required to file it. For example, if you were convicted of a DUI, you will need to carry SR-22 insurance for one year. If your license was suspended for driving without insurance, you will need to carry SR-22 insurance for three years.
How Much Does SR-22 Insurance Cost in Georgia?
The cost of SR-22 insurance in Georgia varies depending on the insurance company and the driver’s risk profile. However, in general, SR-22 insurance is more expensive than regular car insurance. This is because SR-22 insurance is designed to protect high-risk drivers.
How to Get SR-22 Insurance in Georgia
To get SR-22 insurance in Georgia, you will need to contact an insurance company that offers this type of coverage. The insurance company will file the SR-22 form with the DDS on your behalf. You will also need to pay a one-time filing fee to the DDS.
Conclusion
SR-22 insurance is a requirement for drivers who have been convicted of certain driving offenses in Georgia. If you are required to file an SR-22 form, you will need to contact an insurance company to get this type of coverage. The cost of SR-22 insurance varies depending on the insurance company and the driver’s risk profile. However, in general, SR-22 insurance is more expensive than regular car insurance.
I hope this article has been helpful. If you have any further questions about SR-22 insurance in Georgia, please contact your insurance company or the DDS.